0

Ranked #79 on the 2025 Inc. Regionals Pacific list → Read more

Skip to Content
CFO Plans
Why Us?
Who We Work With
Reviews
Real Estate
Tech Startups
Hospitality
Professional Services
Healthcare & Wellness
E-Commerce & DTC
Accounting
Taxes
CFO Services
Operational Services
Pricing
Blog
FAQ
Privacy Policy
Terms and Conditions
GET IN TOUCH
CFO Plans
Why Us?
Who We Work With
Reviews
Real Estate
Tech Startups
Hospitality
Professional Services
Healthcare & Wellness
E-Commerce & DTC
Accounting
Taxes
CFO Services
Operational Services
Pricing
Blog
FAQ
Privacy Policy
Terms and Conditions
GET IN TOUCH
Folder: About
Back
Why Us?
Who We Work With
Reviews
Folder: Industries
Back
Real Estate
Tech Startups
Hospitality
Professional Services
Healthcare & Wellness
E-Commerce & DTC
Folder: Services
Back
Accounting
Taxes
CFO Services
Operational Services
Pricing
Folder: Resources
Back
Blog
FAQ
Privacy Policy
Terms and Conditions
GET IN TOUCH
Ryan De Zilva 11/9/26 Ryan De Zilva 11/9/26

1099-NEC Reporting for Tech Companies Before Year-End

The 1099-NEC threshold is $2,000 for 2026 payments. Here is how payment method, entity type and documentation affect which tech vendors are reportable.

Read More
Ryan De Zilva 11/3/26 Ryan De Zilva 11/3/26

Tip and Service Charge Reporting in Restaurants Before Year-End

New 2026 W-2 rules require restaurants to separate qualified tips from service charges. Here is where POS, payroll and accounting records tend to disagree before year-end.

Read More
Ryan De Zilva 10/27/26 Ryan De Zilva 10/27/26

What Is Actually Available to Distribute After Deposits, Reserves, and Upcoming Bills

Owner distributions should reflect deposits, reserves, and upcoming bills, not just the cash balance. See what is actually available to distribute.

Read More
Ryan De Zilva 10/27/26 Ryan De Zilva 10/27/26

Why the Difference Between a Tip and a Service Charge Matters More for 2026

Automatic gratuities are not qualified tips. See how restaurant POS, payroll, and accounting records should treat tips and service charges ahead of 2026 W-2s.

Read More
Ryan De Zilva 10/19/26 Ryan De Zilva 10/19/26

Why a Correct CAM Expense Total Can Still Produce the Wrong Tenant Recovery

Correct expense totals do not guarantee accurate CAM recoveries. Learn how tenant-specific caps, exclusions, and allocation rules affect commercial property accounting and financial reporting.

Read More
Ryan De Zilva 10/7/26 Ryan De Zilva 10/7/26

Aligning POS, Delivery, and Accounting Records in Hospitality

Restaurant POS, delivery platform, and accounting numbers rarely match. Learn why hospitality revenue reconciliation matters and how to get a cleaner picture.

Read More
Ryan De Zilva 9/30/26 Ryan De Zilva 9/30/26

Why This Year's Loan Renewals Are Harder on Small Property Portfolios Than Owners Expect

Small property portfolios can face unexpected challenges during loan renewals when lenders scrutinize NOI and historical accounting. Learn how reporting gaps can affect the renewal process.

Read More
Ryan De Zilva 9/18/26 Ryan De Zilva 9/18/26

The Cash That Isn't Actually the Restaurant's Money Yet

Not all of the cash in a restaurant's bank account is earned revenue. Learn how gift cards and sales tax liabilities can affect cash flow and financial reporting.

Read More
Ryan De Zilva 9/18/26 Ryan De Zilva 9/18/26

The Accounting Gap That Doesn't Show Up Until a Refinance or Sale

Property management books can look clean every month and still face questions during a refinance or sale. Learn how inconsistent expense classification can affect NOI and financial reporting.

Read More
Ryan De Zilva 9/3/26 Ryan De Zilva 9/3/26

Understanding Contribution Margin in DTC and E-Commerce Operations

Contribution margin tells a DTC brand what each order actually generates after all variable costs. Here is why it is the metric most founders are not calculating consistently and what that costs them.

Read More
Ryan De Zilva 9/3/26 Ryan De Zilva 9/3/26

How Rising Operating Costs Are Affecting Small Landlords and Property Operators in 2026

Insurance, property taxes, and labor have all moved significantly since 2019. For small landlords, the financial models built before those increases often have not kept up with them.

Read More
Ryan De Zilva 8/26/26 Ryan De Zilva 8/26/26

Why Monthly Financial Reporting Keeps Hospitality Operators One Step Behind

Most restaurant and hotel owners get a monthly financial report. Few find it actually useful. Here is what the difference looks like between reporting that records and reporting that helps you run the business.

Read More
Ryan De Zilva 8/18/26 Ryan De Zilva 8/18/26

The Rent Was Not Paid. The Books Have Not Caught Up Yet.

When a tenant stops paying, the financial impact goes further than missed rent. Here is how unpaid tenancies, eviction costs, and deposit accounting quietly distort the books.

Read More
Ryan De Zilva 8/18/26 Ryan De Zilva 8/18/26

What Gets Paid Is Not Always What Was Invoiced

Small product brands selling into retail rarely collect what they invoiced. Here is how retail deductions, trade spend, and chargebacks quietly distort the revenue and margin picture.

Read More
Ryan De Zilva 8/13/26 Ryan De Zilva 8/13/26

When the Expense Line Is Quietly Working Against You

Rent growth has slowed and operating costs have not. For property operators, what is inside the expense line now matters more than the NOI number sitting on top of it.

Read More
Ryan De Zilva 8/5/26 Ryan De Zilva 8/5/26

The Night Audit Nobody Talks About Until It Is Already a Problem

For independent hotel owners, the night audit is the daily process everything else is built on. Here is what goes wrong when it runs inconsistently and what it costs downstream.

Read More
Ryan De Zilva 8/5/26 Ryan De Zilva 8/5/26

The Tax Obligation That Grows With the Business Without Announcing Itself

A DTC brand shipping to customers across multiple states may already owe sales tax in more places than it realizes. Here is how that exposure builds and what it takes to get ahead of it.

Read More
Ryan De Zilva 7/29/26 Ryan De Zilva 7/29/26

The Hidden Operational Cost of Business Growth

Discover how growing businesses can manage operational complexity through stronger financial visibility, scalable processes, and strategic financial leadership.

Read More
Ryan De Zilva 7/21/26 Ryan De Zilva 7/21/26

Bridging the Gap Between Financial Planning and Business Execution

Discover why financial planning and business execution must work together to improve accountability, decision-making, and long-term business performance.

Read More
Ryan De Zilva 7/21/26 Ryan De Zilva 7/21/26

Understanding Why Growth Plans Need Financial Pressure Testing

Learn how financial pressure testing supports business growth through better cash flow planning, scenario analysis, risk management, and strategic financial decision-making.

Read More
Older Posts

Services

Accounting

Tax
CFO Services
Operational Services
Pricing

Company

Why CFO Plans
Who We Work With
Contact Us

FAQ

Information

Blog
Privacy Policy
Terms and Conditions
Customer Reviews

LET’S TALK

805-624-5782
new@cfoplans.com

FOLLOW US

© 2025 CFO PLANS | All Rights Reserved

CFO Plans Inc. services are limited to Operational Accounting, CFO services, and Tax Filing Coordinations only.
CFO Plans Inc. does not provide services that require a license to practice public accountancy.